United Community Banks, Inc.

UCB US Financials Regional Banks
S&P 600
$35.29
+0.40%
Delayed · cached 15 min
Fair Value Analysis →

Price Chart

Price50-day avg200-day avg

How to read this: the line is the closing price over time. The two dashed lines are moving averages — the average price over the last 50 and 200 trading days — which smooth out daily noise to show the broader trend. Price above its moving averages reflects recent strength; below reflects recent weakness. Use the buttons to change the time range. Prices are end-of-day, not live.

Strengths

  • Low debt: debt-to-equity of 0.05.
  • Net profit margin is strong at 30.9%.
  • Has paid a dividend in each of the last 5 years on record.

!Watch-points

  • Return on equity is on the lower side at 8.8%.

These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.

Forensic Checks

Piotroski F-ScoreModerate
6 / 6

The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.

Based on 6 of the 9 signals — the rest need data not available for this stock.

These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.

Key Ratios

Market Cap$4.23B
Current Price$ 35.29
High / Low$ 37.18 / 28.65
Stock P/E11.5326805
Book Value$ 31.09
Dividend Yield2.84%
ROE8.76%
Debt to Equity0.05
P/B Ratio1.1285577
EPS$ 2.62
Debt$205.40M
PAT Margin30.86%
Cash PAT$374.05M
Educational data only. Not a recommendation to buy, sell or hold any security.