Upbound Group, Inc.
S&P 600
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2014 | $19.11M | $-96.67M | $82.85M | $83.79M |
| FY2015 | $230.99M | $-90.08M | $-124.39M | $80.87M |
| FY2016 | $354.07M | $-58.98M | $-259.71M | $61.14M |
| FY2017 | $110.53M | $-63.35M | $-70.54M | $65.46M |
| FY2018 | $227.51M | $-4.69M | $-140.31M | $27.96M |
| FY2019 | $215.42M | $20.76M | $-321.63M | $21.16M |
| FY2020 | $236.50M | $-20.61M | $-126.68M | $34.55M |
| FY2021 | $392.30M | $-1.34B | $892.85M | $62.45M |
| FY2022 | $468.46M | $-62.33M | $-370.71M | $61.39M |
| FY2023 | $200.29M | $-50.96M | $-202.12M | $53.40M |
| FY2024 | $104.72M | $-41.51M | $-93.52M | $56.28M |
| FY2025 | $305.57M | $-403.73M | $156.47M | $66.86M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.