Upbound Group, Inc.

UPBD US Consumer Discretionary Computer & Electronics Retail
S&P 600
$18.41
+1.13%
Delayed · cached 15 min
Fair Value Analysis →

Fair value analysis

UPBD
Upbound Group, Inc.
Consumer DiscretionaryComputer & Electronics Retail
$18.20
Close used for this calculation
$28.61Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
52/100
Profitability6/25
Returns15/25
Balance Sheet11/25
Efficiency20/25
Growth14/25
Good
Quality radar
52Prof.6/25Ret.15/25Eff.20/25B.Sht11/25Growth14/25

Consensus fair value

$28.61
Below FV
▲ +57.2% against the close used
Model range $5.65 – $76.36
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$5.65Fair value$28.61Bull$76.36
FairClose
52W low $16.1052W high $27.35

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Upbound Group, Inc. closed at $18.20, 57.2% below the consensus fair value of $28.61 drawn from 9 valuation models.

Financial DNA score 52/100 — Good. P/E of 14.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$76.36
+319.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$18.72
+2.9%
√(22.5 × EPS × BVPS)
EPS=1.25, BVPS=12.47
P/E Fair Value
$25.00
+37.4%
EPS × 20x (sector P/E)
EPS=1.25, Sector P/E=20x
Peter Lynch (PEG)
$5.65
-69.0%
EPS × Growth% (PEG = 1 is fair)
EPS=1.25, g=4.5%
EV/EBITDA
$46.99
+158.2%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=275.31M
Dividend Discount (DDM)
$19.89
+9.3%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.56, r=10%, g=2%
Book Value (P/B)
$12.45
-31.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=12.47, ROE=10%, g=3%, r=10%
Reverse DCF
$18.20
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.9% | Historical: -4.5%
Margin of Safety
$30.02
+64.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=40.03, MoS=25%

Computed on September 11, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.