WSFS Financial Corporation
S&P 600
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2014 | $67.85M | $-26.56M | $-17.68M | $4.74M |
| FY2015 | $74.18M | $-275.84M | $254.80M | $8.36M |
| FY2016 | $80.18M | $-276.59M | $457.16M | $9.87M |
| FY2017 | $130.17M | $-388.79M | $160.56M | $7.73M |
| FY2018 | $135.57M | $-359.91M | $121.23M | $5.50M |
| FY2019 | $89.87M | $293.82M | $-432.69M | $14.20M |
| FY2020 | $15.14M | $-874.94M | $1.94B | $7.16M |
| FY2021 | $125.65M | $-1.49B | $1.24B | $6.58M |
| FY2022 | $480.85M | $-137.37M | $-1.04B | $8.81M |
| FY2023 | $237.00M | $-326.26M | $344.90M | $6.41M |
| FY2024 | $219.90M | $-66.73M | $-91.25M | $14.26M |
| FY2025 | $220.00M | $124.88M | $199.46M | $6.39M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.