Cholamandalam Fin Hol Ltd

CHOLAHLDNG NSE Financial Services Investment Company
Nifty 500 Smallcap 50 Smallcap 100 Smallcap 250
₹1,539.00
+0.46%
Delayed · cached 15 min

Fair value analysis

CHOLAHLDNG
Cholamandalam Fin Hol Ltd
Financial ServicesInvestment Company
₹1,532.00
Close used for this calculation
₹2,978.23Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
63/100
Profitability21/25
Returns14/25
Balance Sheet6/25
Efficiency22/25
Growth20/25
Good
Quality radar
63Prof.21/25Ret.14/25Eff.22/25B.Sht6/25Growth20/25

Consensus fair value

₹2,978.23
Below FV
▲ +94.4% against the close used
Model range ₹1,618.87 – ₹5,855.09
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹1,618.87Fair value₹2,978.23Bull₹5,855.09
FairClose
52-week traded range
52W low ₹1,350.9052W high ₹2,019.50

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Cholamandalam Fin Hol Ltd closed at ₹1,532.00, 48.6% below the consensus fair value of ₹2,978.23 drawn from 8 valuation models.

Financial DNA score 63/100 — Good. P/E of 10.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹2,580.57
+68.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹1,618.87
+5.7%
√(22.5 × EPS × BVPS)
EPS=130.01, BVPS=895.91
Graham Formula
₹5,855.09
+282.2%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹3,224.25
+110.5%
EPS × 24.8x (sector P/E)
EPS=130.01, Sector P/E=24.8x
Peter Lynch (PEG)
₹3,081.24
+101.1%
EPS × Growth% (PEG = 1 is fair)
EPS=130.01, g=23.7%
Book Value (P/B)
₹2,575.73
+68.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=895.91, ROE=17.5%, g=6%, r=10%
Reverse DCF
₹1,532.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -0% | Historical: 23.7%
Margin of Safety
₹2,489.77
+62.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3319.7, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.