Csl Finance Limited

CSLFINANCE NSE Financial Services Non Banking Financial Company (NBFC)
₹220.98
-8.32%
Delayed · cached 15 min

Fair value analysis

CSLFINANCE
Csl Finance Limited
Financial ServicesNon Banking Financial Company (NBFC)
₹241.04
Close used for this calculation
₹640.33Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
61/100
Profitability23/25
Returns11/25
Balance Sheet6/25
Efficiency21/25
Growth20/25
Good
Quality radar
61Prof.23/25Ret.11/25Eff.21/25B.Sht6/25Growth20/25

Consensus fair value

₹640.33
Below FV
▲ +165.7% against the close used
Model range ₹177.02 – ₹1,688.31
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹177.02Fair value₹640.33Bull₹1,688.31
FairClose
52-week traded range
52W low ₹211.0052W high ₹321.70

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Csl Finance Limited closed at ₹241.04, 62.4% below the consensus fair value of ₹640.33 drawn from 9 valuation models.

Financial DNA score 61/100 — Good. P/E of 5.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹750.29
+211.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹506.22
+110.0%
√(22.5 × EPS × BVPS)
EPS=37.8, BVPS=301.3
Graham Formula
₹1,688.31
+600.4%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=19.8%, FD=7%
P/E Fair Value
₹636.93
+164.2%
EPS × 16.85x (sector P/E)
EPS=37.8, Sector P/E=16.85x
Peter Lynch (PEG)
₹748.44
+210.5%
EPS × Growth% (PEG = 1 is fair)
EPS=37.8, g=19.8%
Dividend Discount (DDM)
₹177.02
-26.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=3.28, r=10%, g=8%
Book Value (P/B)
₹670.39
+178.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=301.3, ROE=14.9%, g=6%, r=10%
Reverse DCF
₹241.04
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -8.8% | Historical: 19.8%
Margin of Safety
₹671.58
+178.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=895.44, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.