Hdfc Bank Ltd

HDFCBANK NSE Financial Services Private Sector Bank
Nifty 50 Nifty 100 Nifty 200 Nifty 500 LargeMid 250 F&O
₹708.25
+2.08%
Delayed · cached 15 min

Fair value analysis

HDFCBANK
Hdfc Bank Ltd
Financial ServicesPrivate Sector Bank
₹693.80
Close used for this calculation
₹731.97Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
62/100
Profitability19/25
Returns11/25
Balance Sheet14/25
Efficiency18/25
Growth8/25
Good
Quality radar
62Prof.19/25Ret.11/25Eff.18/25B.Sht14/25Growth8/25

Consensus fair value

₹731.97
Near FV
▲ +5.5% against the close used
Model range ₹306.22 – ₹1,182.99
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹306.22Fair value₹731.97Bull₹1,182.99
FairClose
52-week traded range
52W low ₹687.1052W high ₹1,009.50

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Hdfc Bank Ltd closed at ₹693.80, 5.2% below the consensus fair value of ₹731.97 drawn from 7 valuation models.

Financial DNA score 62/100 — Good. P/E of 13.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

Graham Number
₹663.76
-4.3%
√(22.5 × EPS × BVPS)
EPS=49.39, BVPS=396.46 · outside Graham range (P/E 13.8, P/B 1.8) — asset-light, treat as a rough floor
P/E Fair Value
₹686.52
-1.0%
EPS × 13.9x (sector P/E)
EPS=49.39, Sector P/E=13.9x
Peter Lynch (PEG)
₹306.22
-55.9%
EPS × Growth% (PEG = 1 is fair)
EPS=49.39, g=6.2%
Dividend Discount (DDM)
₹356.77
-48.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=12.77, r=10%, g=6.2%
Book Value (P/B)
₹888.06
+28.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=396.46, ROE=13.6%, g=6%, r=10%
Reverse DCF
₹693.80
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.4% | Historical: 6.2%
Margin of Safety
₹654.71
-5.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=872.95, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.