Icici Bank Ltd.

ICICIBANK NSE Financial Services Private Sector Bank
Nifty 50 Nifty 100 Nifty 200 Nifty 500 LargeMid 250 F&O
₹1,379.30
-0.38%
Delayed · cached 15 min

Fair value analysis

ICICIBANK
Icici Bank Ltd.
Financial ServicesPrivate Sector Bank
₹1,384.50
Close used for this calculation
₹1,462.06Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
65/100
Profitability23/25
Returns13/25
Balance Sheet14/25
Efficiency15/25
Growth11/25
Strong
Quality radar
65Prof.23/25Ret.13/25Eff.15/25B.Sht14/25Growth11/25

Consensus fair value

₹1,462.06
Near FV
▲ +5.6% against the close used
Model range ₹965.50 – ₹2,819.12
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹965.50Fair value₹1,462.06Bull₹2,819.12
FairClose
52-week traded range
52W low ₹1,205.9052W high ₹1,463.10

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Icici Bank Ltd. closed at ₹1,384.50, 5.3% below the consensus fair value of ₹1,462.06 drawn from 6 valuation models.

Financial DNA score 65/100 — Strong. P/E of 17.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

Graham Number
₹965.50
-30.3%
√(22.5 × EPS × BVPS)
EPS=75.71, BVPS=547.23 · outside Graham range (P/E 17.6, P/B 2.5) — asset-light, treat as a rough floor
P/E Fair Value
₹1,052.37
-24.0%
EPS × 13.9x (sector P/E)
EPS=75.71, Sector P/E=13.9x
Peter Lynch (PEG)
₹1,196.22
-13.6%
EPS × Growth% (PEG = 1 is fair)
EPS=75.71, g=15.8%
Book Value (P/B)
₹1,571.93
+13.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=547.23, ROE=15.9%, g=6%, r=10%
Reverse DCF
₹1,384.50
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.9% | Historical: 15.8%
Margin of Safety
₹1,238.88
-10.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1651.83, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.