Idbi Bank Limited

IDBI NSE Financial Services Private Sector Bank
Nifty 500 Smallcap 100 Smallcap 250
₹83.43
+2.22%
Delayed · cached 15 min

Fair value analysis

IDBI
Idbi Bank Limited
Financial ServicesPrivate Sector Bank
₹81.62
Close used for this calculation
₹187.24Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
73/100
Profitability25/25
Returns11/25
Balance Sheet14/25
Efficiency23/25
Growth23/25
Strong
Quality radar
73Prof.25/25Ret.11/25Eff.23/25B.Sht14/25Growth23/25

Consensus fair value

₹187.24
Below FV
▲ +129.4% against the close used
Model range ₹110.45 – ₹385.96
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹110.45Fair value₹187.24Bull₹385.96
FairClose
52-week traded range
52W low ₹61.5052W high ₹116.01

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Idbi Bank Limited closed at ₹81.62, 56.4% below the consensus fair value of ₹187.24 drawn from 9 valuation models.

Financial DNA score 73/100 — Strong. P/E of 9.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹297.15
+264.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹110.45
+35.3%
√(22.5 × EPS × BVPS)
EPS=8.57, BVPS=63.27
Graham Formula
₹385.96
+372.9%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹119.12
+45.9%
EPS × 13.9x (sector P/E)
EPS=8.57, Sector P/E=13.9x
Peter Lynch (PEG)
₹214.25
+162.5%
EPS × Growth% (PEG = 1 is fair)
EPS=8.57, g=25%
Dividend Discount (DDM)
₹111.07
+36.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=2.06, r=10%, g=8%
Book Value (P/B)
₹128.12
+57.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=63.27, ROE=14.1%, g=6%, r=10%
Reverse DCF
₹81.62
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -3% | Historical: 25%
Margin of Safety
₹171.13
+109.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=228.17, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.