Idfc First Bank Limited

IDFCFIRSTB NSE Financial Services Private Sector Bank
Nifty 200 Nifty 500 Midcap 50 Midcap 100 Midcap 150 LargeMid 250 F&O
₹86.21
-0.73%
Delayed · cached 15 min

Fair value analysis

IDFCFIRSTB
Idfc First Bank Limited
Financial ServicesPrivate Sector Bank
₹86.84
Close used for this calculation
₹72.40Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
37/100
Profitability15/25
Returns1/25
Balance Sheet11/25
Efficiency10/25
Growth9/25
Average
Quality radar
37Prof.15/25Ret.1/25Eff.10/25B.Sht11/25Growth9/25

Consensus fair value

₹72.40
Above FV
▼ -16.6% against the close used
Model range ₹25.99 – ₹140.70
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹25.99Fair value₹72.40Bull₹140.70
FairClose
52-week traded range
52W low ₹58.8552W high ₹87.50

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Idfc First Bank Limited closed at ₹86.84, 19.9% above the consensus fair value of ₹72.40 drawn from 8 valuation models.

Financial DNA score 37/100 — Average. P/E of 32.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹140.70
+62.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹58.44
-32.7%
√(22.5 × EPS × BVPS)
EPS=1.87, BVPS=81.16 · outside Graham range (P/E 32.2, P/B 1.1) — asset-light, treat as a rough floor
Graham Formula
₹74.15
-14.6%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=17.1%, FD=7%
P/E Fair Value
₹25.99
-70.1%
EPS × 13.9x (sector P/E)
EPS=1.87, Sector P/E=13.9x
Peter Lynch (PEG)
₹31.98
-63.2%
EPS × Growth% (PEG = 1 is fair)
EPS=1.87, g=17.1%
Book Value (P/B)
₹30.52
-64.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=81.16, ROE=3.8%, g=6%, r=10%
Reverse DCF
₹86.84
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 18.5% | Historical: 17.1%
Margin of Safety
₹56.11
-35.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=74.82, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.