Jio Fin Services Ltd

JIOFIN NSE Financial Services Investment Company
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₹229.90
-0.15%
Delayed · cached 15 min

Fair value analysis

JIOFIN
Jio Fin Services Ltd
Financial ServicesInvestment Company
₹230.25
Close used for this calculation
₹60.73Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
23/100
Profitability12/25
Returns0/25
Balance Sheet11/25
Efficiency0/25
Growth0/25
Weak
Quality radar
23Prof.12/25Ret.0/25Eff.0/25B.Sht11/25Growth0/25

Consensus fair value

₹60.73
Above FV
▼ -73.6% against the close used
Model range ₹2.49 – ₹121.73
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹2.49Fair value₹60.73Bull₹121.73
FairClose
52-week traded range
52W low ₹224.1052W high ₹317.35

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Jio Fin Services Ltd closed at ₹230.25, 279.1% above the consensus fair value of ₹60.73 drawn from 7 valuation models.

Financial DNA score 23/100 — Weak. P/E of 73.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹46.11
-80.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₹121.73
-47.1%
√(22.5 × EPS × BVPS)
EPS=2.46, BVPS=267.73 · outside Graham range (P/E 73.5, P/B 0.9) — asset-light, treat as a rough floor
P/E Fair Value
₹61.01
-73.5%
EPS × 24.8x (sector P/E)
EPS=2.46, Sector P/E=24.8x
EV/EBITDA
₹2.49
-98.9%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=23.41B
Book Value (P/B)
₹31.86
-86.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=267.73, ROE=1.2%, g=3%, r=10%
Reverse DCF
₹230.25
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 28.2% | Historical: 0%
Margin of Safety
₹57.21
-75.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=76.28, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.