₹513.08
Below FV▲ +53.0% against the close used
Model range ₹305.45 – ₹1,169.58
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Bear₹305.45Fair value₹513.08Bull₹1,169.58
FairClose
52-week traded range
52W low ₹205.6452W high ₹354.35
The 52-week range is measured from the stored price history, not estimated.
Trading below the consensus fair value
Karur Vysya Bank Ltd closed at ₹335.30, 34.6% below the consensus fair value of ₹513.08 drawn from 8 valuation models.
Financial DNA score 70/100 — Strong. P/E of 11.8x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
DCF Valuation
₹515.48
+53.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹305.45
-8.9%
√(22.5 × EPS × BVPS)
EPS=25.97, BVPS=159.67 · outside Graham range (P/E 11.8, P/B 2.1) — asset-light, treat as a rough floor
Graham Formula
₹1,169.58
+248.8%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹360.98
+7.7%
EPS × 13.9x (sector P/E)
EPS=25.97, Sector P/E=13.9x
Peter Lynch (PEG)
₹649.25
+93.6%
EPS × Growth% (PEG = 1 is fair)
EPS=25.97, g=25%
Book Value (P/B)
₹522.91
+56.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=159.67, ROE=19.1%, g=6%, r=10%
Reverse DCF
₹335.30
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.2% | Historical: 25%
Margin of Safety
₹440.90
+31.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=587.87, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.