What sector does Ptc India Fin Serv Ltd belong to?

Ptc India Fin Serv Ltd operates in the Financial Services sector, specifically the Non Banking Financial Company (NBFC) industry, and is listed on the NSE.

What is the current share price of PFS?

As of the latest available quote, PFS traded at ₹27.42. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of PFS?

Ptc India Fin Serv Ltd has a price-to-earnings (P/E) ratio of about 7.90. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of PFS?

The market capitalisation of Ptc India Fin Serv Ltd is approximately ₹1,761 Cr.

Is Ptc India Fin Serv Ltd profitable?

For its latest reported financial year, Ptc India Fin Serv Ltd recorded a net profit margin of about 61.58%.

Does PFS pay a dividend?

Ptc India Fin Serv Ltd does not currently show a dividend yield in our data.

What is the return on equity (ROE) of PFS?

Ptc India Fin Serv Ltd has a return on equity (ROE) of about 11.00%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of PFS?

Over the past 52 weeks, PFS has traded between a low of ₹23.85 and a high of ₹40.50.

Ptc India Fin Serv Ltd

PFS NSE Financial Services Non Banking Financial Company (NBFC)

₹27.42

-0.18%

Delayed · cached 15 min

Fair value analysis

PFS

Ptc India Fin Serv Ltd

₹27.47

Close used for this calculation

₹85.97Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

64/100

Profitability25/25

Returns9/25

Balance Sheet8/25

Efficiency22/25

Growth20/25

Good

Quality radar

Consensus fair value

₹85.97

Below FV

▲ +213.0% against the close used

Model range ₹42.39 – ₹223.83

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹42.39Fair value₹85.97Bull₹223.83

FairClose

52-week traded range

52W low ₹24.0152W high ₹39.46

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Ptc India Fin Serv Ltd closed at ₹27.47, 68.0% below the consensus fair value of ₹85.97 drawn from 8 valuation models.

Financial DNA score 64/100 — Good. P/E of 7.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹98.65

+259.1%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

₹61.58

+124.2%

√(22.5 × EPS × BVPS)

EPS=4.97, BVPS=33.91

Graham Formula

₹223.83

+714.8%

EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate

g=20%, FD=7%

P/E Fair Value

₹83.74

+204.9%

EPS × 16.85x (sector P/E)

EPS=4.97, Sector P/E=16.85x

Peter Lynch (PEG)

₹109.34

+298.0%

EPS × Growth% (PEG = 1 is fair)

EPS=4.97, g=22%

Book Value (P/B)

₹42.39

+54.3%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=33.91, ROE=11%, g=6%, r=10%

Reverse DCF

₹27.47

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -10% | Historical: 22%

Margin of Safety

₹87.71

+219.3%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=116.95, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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