What sector does Pnb Housing Fin Ltd. belong to?

Pnb Housing Fin Ltd. operates in the Financial Services sector, specifically the Housing Finance Company industry, and is listed on the NSE.

What is the current share price of PNBHOUSING?

As of the latest available quote, PNBHOUSING traded at ₹1,178.90. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of PNBHOUSING?

Pnb Housing Fin Ltd. has a price-to-earnings (P/E) ratio of about 13.30. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of PNBHOUSING?

The market capitalisation of Pnb Housing Fin Ltd. is approximately ₹30,746 Cr.

Is Pnb Housing Fin Ltd. profitable?

For its latest reported financial year, Pnb Housing Fin Ltd. recorded a net profit margin of about 26.97%.

Does PNBHOUSING pay a dividend?

Pnb Housing Fin Ltd. does not currently show a dividend yield in our data.

What is the return on equity (ROE) of PNBHOUSING?

Pnb Housing Fin Ltd. has a return on equity (ROE) of about 12.70%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of PNBHOUSING?

Over the past 52 weeks, PNBHOUSING has traded between a low of ₹729.60 and a high of ₹1,211.50.

Pnb Housing Fin Ltd.

PNBHOUSING NSE Financial Services Housing Finance Company

Nifty 500 Smallcap 50 Smallcap 100 Smallcap 250 F&O

₹1,178.90

-0.01%

Delayed · cached 15 min

Fair value analysis

PNBHOUSING

Pnb Housing Fin Ltd.

₹1,179.00

Close used for this calculation

₹1,697.33Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

59/100

Profitability25/25

Returns11/25

Balance Sheet6/25

Efficiency17/25

Growth20/25

Good

Quality radar

Consensus fair value

₹1,697.33

Below FV

▲ +44.0% against the close used

Model range ₹1,169.60 – ₹3,960.44

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹1,169.60Fair value₹1,697.33Bull₹3,960.44

FairClose

52-week traded range

52W low ₹750.7552W high ₹1,185.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Pnb Housing Fin Ltd. closed at ₹1,179.00, 30.5% below the consensus fair value of ₹1,697.33 drawn from 8 valuation models.

Financial DNA score 59/100 — Good. P/E of 13.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹1,745.52

+48.1%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

₹1,215.10

+3.1%

√(22.5 × EPS × BVPS)

EPS=87.94, BVPS=746.2

Graham Formula

₹3,960.44

+235.9%

EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate

g=20%, FD=7%

P/E Fair Value

₹1,169.60

-0.8%

EPS × 13.3x (sector P/E)

EPS=87.94, Sector P/E=13.3x

Peter Lynch (PEG)

₹2,198.50

+86.5%

EPS × Growth% (PEG = 1 is fair)

EPS=87.94, g=25%

Book Value (P/B)

₹1,249.89

+6.0%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=746.2, ROE=12.7%, g=6%, r=10%

Reverse DCF

₹1,179.00

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 1.7% | Historical: 25%

Margin of Safety

₹1,517.00

+28.7%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=2022.67, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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