Rbl Bank Limited

RBLBANK NSE Financial Services Private Sector Bank
Nifty 500 Smallcap 50 Smallcap 100 Smallcap 250 F&O
₹412.55
+0.43%
Delayed · cached 15 min

Fair value analysis

RBLBANK
Rbl Bank Limited
Financial ServicesPrivate Sector Bank
₹410.80
Close used for this calculation
₹474.77Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
28/100
Profitability13/25
Returns2/25
Balance Sheet11/25
Efficiency2/25
Growth8/25
Weak
Quality radar
28Prof.13/25Ret.2/25Eff.2/25B.Sht11/25Growth8/25

Consensus fair value

₹474.77
Below FV
▲ +15.6% against the close used
Model range ₹59.64 – ₹937.05
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹59.64Fair value₹474.77Bull₹937.05
FairClose
52-week traded range
52W low ₹264.4052W high ₹418.50

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Rbl Bank Limited closed at ₹410.80, 13.5% below the consensus fair value of ₹474.77 drawn from 8 valuation models.

Financial DNA score 28/100 — Weak. P/E of 71.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹937.05
+128.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹187.47
-54.4%
√(22.5 × EPS × BVPS)
EPS=14.22, BVPS=109.84 · outside Graham range (P/E 71.2, P/B 3.7) — asset-light, treat as a rough floor
Graham Formula
₹373.68
-9.0%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=9.9%, FD=7%
P/E Fair Value
₹197.66
-51.9%
EPS × 13.9x (sector P/E)
EPS=14.22, Sector P/E=13.9x
Peter Lynch (PEG)
₹140.78
-65.7%
EPS × Growth% (PEG = 1 is fair)
EPS=14.22, g=9.9%
Book Value (P/B)
₹59.64
-85.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=109.84, ROE=5.4%, g=6%, r=10%
Reverse DCF
₹410.80
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 12.1% | Historical: 9.9%
Margin of Safety
₹317.97
-22.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=423.97, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.