Reliance Home Finance Ltd
₹1.85
+2.78%
Delayed · cached 15 min
Fair value analysis
RHFL
Reliance Home Finance Ltd
₹1.80
Close used for this calculation
₹4.75Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
23/100
Quality radar
Consensus fair value
₹4.75
Below FV▲ +163.9% against the close used
Model range ₹3.34 – ₹6.65
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₹3.34Fair value₹4.75Bull₹6.65
FairClose
52-week traded range
52W low ₹1.7252W high ₹4.73
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Reliance Home Finance Ltd closed at ₹1.80, 62.1% below the consensus fair value of ₹4.75 drawn from 4 valuation models.
Financial DNA score 23/100 — Weak.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₹3.34
+85.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
P/E Fair Value
₹6.65
+269.4%
EPS × 13.3x (sector P/E)
EPS=0.5, Sector P/E=13.3x
Reverse DCF
₹1.80
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -10% | Historical: 0%
Margin of Safety
₹3.75
+108.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=5, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.