Iran Deposit Interest Rate

Average rate paid by banks on deposits.

Deposit Interest Rate in Iran decreased to 12.80 percent in 2016 from 16.30 percent in 2015.

12.80%
▼ −3.50 pp2016 · previous 16.30%Annual · percent · Source: World Bank — World Development Indicators

Iran Deposit Interest Rate — History

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Iran Deposit Interest Rate — analysis in simple words

Latest reading

Deposit Interest Rate in Iran decreased to 12.80 percent in 2016 from 16.30 percent in 2015.

Over the last three years it rose once and fell twice.

Recent trend

A year earlier (2015) it was 16.30%, so the latest figure is 3.50 percentage points lower.

Over the past five years the average was 15.12%, with a range from 12.80% to 16.94%. The latest value is below that five-year average.

Historical context

This data series starts in 2003 and has 14 annual observations. The latest reading is higher than 50% of all of them.

The highest value on record is 16.94% (2014) and the lowest is 11.16% (2011). The long-run average is 13.11%.

Statistics

Latest
12.80%2016
Previous
16.30%
5-year average
15.12%
Long-run average
13.11%since 2003
All-time high
16.94%2014
All-time low
11.16%2011
Observations
14Annual

Recent Data

PeriodValueChange
201612.80%▼ −3.50 pp
201516.30%▼ −0.64 pp
201416.94%▲ +2.18 pp
201314.76%▼ −0.05 pp
201214.81%▲ +3.65 pp
201111.16%▼ −0.78 pp
201011.94%▼ −1.20 pp
200913.14%▼ −0.16 pp
200813.30%▲ +1.70 pp
200711.60%▲ +0.04 pp
200611.56%▼ −0.22 pp
200511.78%▲ +0.08 pp
200411.70%▲ +0.02 pp
200311.68%

Deposit Interest Rate — Iran vs Peers

Latest available reading for each economy (periods may differ). Iran highlighted.

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More Iran indicators

Understanding Deposit Interest Rate — a simple guide

What it measures

The average rate banks pay on deposits.

How it is calculated

Average rate paid by banks on deposits.

Simple example

A 6% deposit rate pays ₹6,000 a year on ₹1 lakh.

▲ When it is high or rising

Higher deposit rates reward saving.

▼ When it is low or falling

Low deposit rates (especially below inflation) reduce real returns for savers.

Why it matters for the economy and markets

Deposit rates affect household savings incentives and banks’ funding costs.

How to read it

Compare with inflation to see whether savers earn a positive real return.

Data source

World Bank — World Development Indicators (series FR.INR.DPST), annual data from 2003 to 2016. Values are shown exactly as published by the source and may be revised later.

How to use the chart

Use the 5Y / 10Y / 25Y / Max buttons to change the time range, or drag the slider under the chart. Hover (or tap) on the line to see the exact value for any period. Dashed lines and hatched bars are IMF projections, not actual data. The “Download CSV” button gives you the full data series.

Frequently asked questions

What is the current deposit interest rate of Iran?
Iran deposit interest rate was 12.80% in 2016, compared with 16.30% in the previous period, according to World Bank — World Development Indicators.
What is the highest and lowest deposit interest rate of Iran?
Since 2003, the highest reading was 16.94% (2014) and the lowest was 11.16% (2011).
What does deposit interest rate measure?
The average rate banks pay on deposits.

Data are sourced from official international organisations (IMF, World Bank, BIS) and national authorities, and are shown for educational and informational purposes only. They are not investment advice and no recommendation is made. Figures may be revised by the source; IMF figures for the current and future years are projections. This page was last updated on Saturday, October 17, 2026.