Moldova Deposit Interest Rate
Average rate paid by banks on deposits.
Deposit Interest Rate in Moldova increased to 4.76 percent in 2025 from 3.34 percent in 2024.
Moldova Deposit Interest Rate — History
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Moldova Deposit Interest Rate — analysis in simple words
Latest reading
Deposit Interest Rate in Moldova increased to 4.76 percent in 2025 from 3.34 percent in 2024.
Over the last three years it rose once and fell twice.
Recent trend
A year earlier (2024) it was 3.34%, so the latest figure is 1.42 percentage points higher.
Over the past five years the average was 5.57%, with a range from 3.34% to 9.32%. The latest value is below that five-year average.
Historical context
This data series starts in 1995 and has 31 annual observations. The latest reading is higher than 16% of all of them.
The highest value on record is 27.54% (1999) and the lowest is 3.34% (2024). The long-run average is 12.59%.
Compared with other countries
Among 119 economies with recent data, Moldova ranks 51st from the top. The median across all these economies is 3.90%, so Moldova is above the typical country.
Within Europe & Central Asia (22 economies with data) it ranks 12th; the regional median is 4.97%.
Statistics
- Latest
- 4.76%2025
- Previous
- 3.34%
- 5-year average
- 5.57%
- Long-run average
- 12.59%since 1995
- All-time high
- 27.54%1999
- All-time low
- 3.34%2024
- Observations
- 31Annual
Recent Data
| Period | Value | Change |
|---|---|---|
| 2025 | 4.76% | ▲ +1.42 pp |
| 2024 | 3.34% | ▼ −3.63 pp |
| 2023 | 6.97% | ▼ −2.35 pp |
| 2022 | 9.32% | ▲ +5.86 pp |
| 2021 | 3.46% | ▼ −0.37 pp |
| 2020 | 3.83% | ▼ −0.78 pp |
| 2019 | 4.60% | ▲ +0.11 pp |
| 2018 | 4.49% | ▼ −1.28 pp |
| 2017 | 5.77% | ▼ −4.95 pp |
| 2016 | 10.73% | ▼ −1.24 pp |
| 2015 | 11.97% | ▲ +6.25 pp |
| 2014 | 5.72% | ▼ −1.51 pp |
| 2013 | 7.23% | ▼ −0.40 pp |
| 2012 | 7.63% | ▲ +0.06 pp |
| 2011 | 7.57% | ▼ −0.10 pp |
| 2010 | 7.67% | ▼ −7.27 pp |
| 2009 | 14.94% | ▼ −2.99 pp |
| 2008 | 17.93% | ▲ +2.92 pp |
| 2007 | 15.01% | ▲ +3.13 pp |
| 2006 | 11.88% | ▼ −1.34 pp |
| 2005 | 13.22% | ▼ −1.90 pp |
| 2004 | 15.12% | ▲ +2.56 pp |
| 2003 | 12.55% | ▼ −1.65 pp |
| 2002 | 14.20% | ▼ −6.73 pp |
| 2001 | 20.93% | ▼ −3.93 pp |
| 2000 | 24.87% | ▼ −2.68 pp |
| 1999 | 27.54% | ▲ +5.87 pp |
| 1998 | 21.68% | ▼ −1.79 pp |
| 1997 | 23.47% | ▼ −1.96 pp |
| 1996 | 25.43% |
Deposit Interest Rate — Moldova vs Peers
Latest available reading for each economy (periods may differ). Moldova highlighted.
More Moldova indicators
Understanding Deposit Interest Rate — a simple guide
What it measures
The average rate banks pay on deposits.
How it is calculated
Average rate paid by banks on deposits.
A 6% deposit rate pays ₹6,000 a year on ₹1 lakh.
Higher deposit rates reward saving.
Low deposit rates (especially below inflation) reduce real returns for savers.
Why it matters for the economy and markets
Deposit rates affect household savings incentives and banks’ funding costs.
How to read it
Compare with inflation to see whether savers earn a positive real return.
Data source
World Bank — World Development Indicators (series FR.INR.DPST), annual data from 1995 to 2025. Values are shown exactly as published by the source and may be revised later.
How to use the chart
Use the 5Y / 10Y / 25Y / Max buttons to change the time range, or drag the slider under the chart. Hover (or tap) on the line to see the exact value for any period. Dashed lines and hatched bars are IMF projections, not actual data. The “Download CSV” button gives you the full data series.
Frequently asked questions
What is the current deposit interest rate of Moldova?
What is the highest and lowest deposit interest rate of Moldova?
What does deposit interest rate measure?
Data are sourced from official international organisations (IMF, World Bank, BIS) and national authorities, and are shown for educational and informational purposes only. They are not investment advice and no recommendation is made. Figures may be revised by the source; IMF figures for the current and future years are projections. This page was last updated on Saturday, October 17, 2026.